STRATEGIC
Planning,
BUILT
Around You
Financial decisions aren’t one-size-fits-all. That’s why we help you move forward with clarity, not complexity.
WHO WE ARE
At PCA, our services are designed to support real-life decisions. We help organize financial lives, optimize outcomes, and coordinate the pieces so your plan stays aligned over time. Whether you work with us once or for decades, our goal is to simplify complexity and help you move forward with clarity.
Investment Management
We don’t manage money in a vacuum. We manage it in the context of your life. Our portfolios are structured based on your risk tolerance, time horizon, and personal objectives, not product lists or outside agendas. We aim to align every strategy with your specific priorities, whether that includes income, growth, or long-term legacy.
We use a disciplined process that may include direct indexing, buffered ETFs, private markets, or tax-aware positioning, always selected with intention and explained with clarity. And because we’re a fee-only firm, our only priority is alignment with your goals.
Tax Planning & Mitigation
Taxes touch every part of your financial life. That’s why we embed tax considerations into every stage of planning, not just at year-end. From coordinating with your CPA to identifying opportunities for tax-loss harvesting, charitable giving, or Roth conversions, we help surface ways to reduce unnecessary drag on your financial progress. We provide recommendations that are intentional and grounded in your goals.
Estate Planning
Legacy planning shouldn’t be overwhelming. Our approach starts by helping you articulate what matters most, then aligning your estate plan accordingly.
We collaborate with estate attorneys, coordinate existing documents, and help keep your beneficiary structures current. Whether you’re looking to simplify generational transfers, organize documentation, or build a clear path for your family, we’ll help make sure the decisions reflect your values.
Retirement Planning
Retirement is more than a number, it’s a transition. That’s why we go beyond basic projections to create real income strategies that support your lifestyle now and your priorities later.
From Social Security timing to account withdrawal sequencing and RMD planning, we work to help you stay intentional with every decision. You get to define what your retirement should look like. We’ll help you structure it with clarity and care.
Whether you’re years away from retiring or rethinking what’s next, we’re here to help you plan with purpose.
Not Ready to Talk Yet? Start Here.
What’s On Our Mind Lately
Real People. Real Planning.
Our clients don’t just get spreadsheets—they get a team that listens, explains, and helps navigate what’s ahead.
"Ryan and his staff provide excellent service regarding retirement planning, estate planning and tax planning. We’ve worked with a lot of firms over the course of our professional years. It is both rare and refreshing when you are able to work with a firm that checks all the boxes. They provide excellent professional service and do so in a very efficient, and personable manner. We’ve had four years of excellent service from PCA Poterack Capital Advisory, four years of confidence, and still counting."
Dave Weekly
You don’t
have to make the next decision alone
