NOT FOR

Real Life.

Focused on What

Matters

Financial advice that’s designed for your real goals —not a Template.

THE PCA DIFFERENCE

For more than 20 years, our founder, Ryan Poterack, has worked to reshape how financial guidance is delivered. Today, PCA is the result: a firm that blends sophisticated strategy with real conversations, clear processes, and a level of transparency that’s rare in this industry.

We’re a fee-only fiduciary, which means we don’t sell products, chase commissions, or answer to anyone but you. Every recommendation is grounded in your values, your goals, and your timeline.

"My wife and I have been with PCA for over 10 years and are 100% pleased with this relationship. We wouldn't consider changing advisors...EVER!"
Clyde Ayer

How We Work

Our clients come to us for clarity. They stay because we’ve built a relationship on honesty, structure, and thoughtful education. Whether you’re preparing for retirement, simplifying complexity, or aligning your wealth with your legacy, we’re here to guide you with intention.

We’ve designed our process to be rigorous, but human. Strategic, but personal. Whether we’re working with a couplein their 60s or a second-generation business owner, we take the time to understand what’s behind the numbers: motivations, biases, priorities, and Possibilities.

Step 01

Retirement Readiness

Step 02

Business owner Planning

Step 03

Retirement Readiness

Meet the Team That’s All In

HERE’S WHAT BRINGS US TOGETHER:

We’re a team that shares a belief—great financial planning isn’t just about charts or

projections. It’s about helping people make purposeful decisions with the right context and the right partner. That’s what we show up for.

Not Ready to Talk Yet? Start Here.

The 5 Most Overlooked Financial Decisions People Regret Waiting On

Get Smart Financial Thinking in Your Inbox

No fluff. Just thoughtful updates from the PCA team, 1–2x a month.”

What’s On Our Mind Lately

Featured
Mastering Your Emotions in Turbulent Markets
Second-Gen Planning
Mastering Your Emotions in Turbulent Markets
Second-Gen Planning

In today's volatile financial landscape, it's crucial for investors to understand the impact of emotions on their investment decisions. Let's explore how to navigate these turbulent waters with a clear head and a steady hand.

Read More →
Second-Gen Planning
Unlocking Financial Success: Why Sharing Your Tax Return with Your Wealth Manager Matters
Unlocking Financial Success: Why Sharing Your Tax Return with Your Wealth Manager Matters

As your trusted wealth management team, we're always looking for ways to optimize your financial strategy. One of the most powerful tools at our disposal is your annual tax return. Here's why uploading this crucial document to us each year can significantly enhance your financial well-being.

Read More →
What Are You Trying to Accomplish?
What Are You Trying to Accomplish?

As a wealth manager, I've had the privilege of working with a diverse array of clients over the years. From young professionals just starting their careers to retirees looking to preserve their legacy, each individual brings a unique perspective to the table.

Read More →

What We Do at PCA

We help clients simplify complexity, prepare for the next stage, and make confident financial decisions with context, strategy, and care.

  • Retirement
    Planning

  • Financial Clarity for
    Business Owners

  • Wealth Alignment
    & Legacy

  • SmartFit Financial
    Analysis

Let’s Talk

About What’s On Your Mind

Maybe you’re not even sure what questions to ask—but you know it’s time to ask them. Let’s make sense of it all—together.