STRATEGIC

SmartFit

Analysis

It’s not a pitch. It’s your financial picture… finally, in focus.

Too often, financial advice starts with a sales pitch. Our process starts with listening and clarity.

The SmartFit Analysis is a valuable, no-pressure review of your financial life from investments and tax planning to retirement income, insurance, and legacy considerations. It’s not “one size fits all”. It’s a thoughtful, interactive process built to give you real insight into where you are today, and where there may be smarter ways forward.

This isn’t about replacing your current plan or pushing products. It’s about asking better questions, identifying blind spots, and helping you make informed decisions with the full picture in view. Whether you’re managing things yourself or already working with an advisor, the SmartFit Analysis gives you a second set of experienced eyes, without obligation.

We’ll walk through five key areas:

Investments:

How your portfolio is allocated, hidden costs and expenses, security overlap, conflicts of interest, and whether it reflects your goals
Taxes:

Uncover inefficiencies and unnecessary costs. Review missed planning opportunities and potential solutions.
Retirement Income:

What is your Income Stability Ratio (ISR)? Are you well-positioned for lifetime income? Are you about to move from paychecks to Play-checks?
Insurance:

When was the last time you considered what protection makes sense, today, not when you purchased policies years ago?
Estate & Legacy:

Are your documents, beneficiary designations, and other plans coordinated to reflect your wishes? You may be eligible to update your documents at no cost.

What you’ll get:

A dedicated planning session with our team, straightforward, informative, and refreshingly jargon-free
A candid, personalized, and objective take on how well your plan aligns with where you are today and will be tomorrow.
A customized report for you to keep, at no cost except your time and trust.

No pressure. No products. Just clarity.

We do this because many people, even financially successful ones, aren’t getting the full story. They're handed generic portfolios, miss tax-saving opportunities, or aren’t sure their plan still fits. The SmartFit Analysis brings it all into focus, so you can move forward with clarity, not guesswork.