Sarah Stevens Sarah Stevens

Will Santa Claus Rally Come Early?

The period between Thanksgiving and the end of the year often sees a phenomenon known as the "Santa Claus rally" in the stock market. This seasonal trend typically results in modest gains.

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Sarah Stevens Sarah Stevens

Tax efficient Charitable Giving for Seniors.

Qualified Charitable Distributions (QCDs) offer a tax-efficient way for individuals aged 70½ and older to donate to charity directly from their Individual Retirement Accounts (IRAs) on a tax-free basis.

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Sarah Stevens Sarah Stevens

How Options May Add Value to Your Portfolio

Options can be a powerful tool in an investor's arsenal, offering unique advantages when used strategically. Here are some key ways options can enhance an investment strategy.

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Sarah Stevens Sarah Stevens

Fee-Based Buffered Annuities

Fee-based buffered annuities have emerged as an innovative financial product, blending market participation with downside protection.

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Sarah Stevens Sarah Stevens

What type of mortgage is best?

Mortgage structures have evolved significantly over the years, offering homebuyers a variety of options to suit their financial needs and goals.

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Sarah Stevens Sarah Stevens

It’s the 4th Quarter!

Historically, the fourth quarter is the strongest quarter of the year for the S&P 500.  Since 1945, the S&P 500 has gained an average of 3.8% in price during the fourth quarter, according to charts*.

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Sarah Stevens Sarah Stevens

Choose Discipline, not Fear, as an Investor

Fidelity states that the average largest intra-year drop from peak to trough for the S&P 500 has been about 14% since 1980.  Despite these frequent intra-year declines, the S&P 500 has still delivered positive annual returns in most years.

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Mandy Lako Mandy Lako

What is Interest Rate Risk?

Rising interest rates can lower bond values and impact your portfolio. At PCA, we help manage interest rate risk through diversification, strategic allocation, and active monitoring—building balanced portfolios designed to adapt to changing markets and protect your long-term goals.

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Mandy Lako Mandy Lako

Should You Own Cryptocurrency?

Adding cryptocurrency to your portfolio may offer diversification and growth potential, but it also comes with significant volatility. At PCA, we help investors approach crypto strategically—focusing on limited allocations, established assets, and balanced diversification alongside traditional investments to support long-term financial goals.

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